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Girls, don't hesitate, start investing, money will not be lost, these 3 options will give high returns.
Investment Guide for WomenInvestment Guide for Women

The top priorities for salaried women are home ownership, family support and children's education (the latter for married women). Whereas, for self-employed girls, expanding their home and business is on top priority. Whereas, health and welfare is the top priority for older women.
 
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High Interest Govt Savings Schemes for women: Fear is a relative feeling. What is scary for men may be comfortable for women. What creates fear in a woman's mind may be a relatively normal occurrence for a man! When it comes to investment, this fear is in proportion to the amount of liquidity and risk of the investment.

For women who are starting to invest independently, today we have brought some investment options which are simple, easy and safe. Let us tell you that Prashant Joshi, MD and Head of Consumer Banking Group of DBS Bank India, recently told our partner site quoting a survey that high income urban women keep 51 percent of their investment portfolio in fixed deposits and savings accounts,

16 percent in She is keeping 15 percent in gold, 15 percent in mutual funds, 10 percent in real estate and 7 percent in stocks. 

The top priorities for salaried women are home ownership, family support and children's education (the latter for married women). Whereas, for self-employed girls, expanding their home and business is on top priority. Whereas, health and welfare is the top priority for older women. In such a situation, the question arises that to achieve these goals, apart from equity-mutual fund investment, which other options can women invest in which are relatively safe options? Let's look at three such options:

Public Provident Fund (PPF)

In PPF i.e. Public Provident Fund Scheme, you can invest a minimum amount of Rs 500 and a maximum amount of Rs 1,50,000 in a financial year. The interest received every year and the entire amount received at the time of maturity is tax free. The account matures in 15 years. You can also take a loan on this, which is available after the third financial year.

Even after maturity, you can extend it for another five years. If you are 25 years old and continuously deposit Rs 1.5 lakh in PPF annually till retirement, then on retirement you will get Rs 2 crore 26 lakh 97 thousand 857. In this you get interest at the rate of 7.1 percent. 

Mahila Samman Savings Certificate Scheme

This saving scheme is easy to start, easy to maintain on a daily basis, there is no hassle of losing money, the interest is also high and there is no penalty if the money is withdrawn before the maturity period. Compounding interest is available at the rate of 7.50 percent on the deposited amount.

The maturity period is of 2 years but the account will have to be opened before 31 March 2025. It will mature after 2 years from the date of account opening. A woman can deposit a minimum amount of Rs 1000 and a maximum amount of Rs 2 lakh. Remember that the account will have to be opened between April 1, 2023 and March 31, 2025, i.e. within two years. After this it cannot be opted. 

Recurring Deposit Account Scheme

Women have been attracted towards FD and RD since time immemorial, among various investment options, this is an old but sure shot option of returns. If you want to start your investment journey with less money then you can adopt this.

To get RD done in the bank, a minimum of Rs 100 per month can be deposited. There is no limit on the maximum deposit amount. The interest rate on 5 year RD is 6.7 percent. The amount with which you start your RD, you will invest the same amount every month till it matures.